Source: http://www.usacarmart.com/2012/08/What-You-Should-Know-About-Import-Car-Insurance/
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Sunday, August 5, 2012
What You Should Know About Import Car Insurance | auto insurance ...
[unable to retrieve full-text content]Most often, you see imported cars on the road nowadays. Import cars' popularity made it easy to acquire and accessible to find. Most dealers even offer.
Two steps to weight loss,what you can do now | ArticlePDQ.com
First is the things you eat and second is your exercise program or lack of one. So untill you address both of these things you?re not going to have that body you have always dreamed about. Now before you go off the deep end this doesn?t mean change you life completely. You can do this in easy steps that won?t have such a shock to your life style.
First you?re eating habits, everyone reading this (especially us in the United States) are brainwashed everyday by ad?s from the major fast food joints, and a hundred other places trying to sell us things that are not really all that great for us. Let?s be honest and say that the stuff is garbage, but it taste?s great and it?s fast. What we need to do is reprogram our subconscious to want different things like healthy foods. and what?s great is it?s not really that difficult to do.
Now one other thing you?re going to have to do is to get some kind of aerobic plan going even if it?s bicycling a little bit farther day after day. Now I am aware nobody wants to come home after a long day at the office and walk or run through there subdivision, so what I do is get up 30 minutes early and do my workout first thing in the morning.It?s a great way to get youre heart going and makes me more focused on the day ahead. And once you have gotten rid of the weight that you want to you might come to like it. You?ll feel better and once that weight is gone you should have more energy, you won?t feel as tired when you get home from your job and also it?s a wonderful way to get rid of stress.
Einstein once said that stupidity is attempting the same thing again and again and expecting different results. So if your Weight loss program isn?t producing results it might possibly be your fault because you cheated on your diet plan or it might be that it?s time to come up with a new weight loss program. Sheding undesired fat is not hard, your not discussing rocket science here. removing unwanted fat is really a two-step program. To begin with you have to remove the unnatural fat from the fat cells and the next step you have to find a way to burn it off. that?s all, but you have to remember you only want to drop fat not muscle.
So what?s the best and most efficient way to do this and still keep my sanity? what has worked for me is the Weight Watchers diet program. Weight watchers is very easy to follow, you can buy weight watchers meals at your local super market and there very affordable. If you follow the points plan you will see results sooner than you might think And also by the time you have finished weight watchers and hit your target weight you should have some understanding of how many calories the body needs a day to stay healthy. You can exercise while on the weight watchers diet program and having a morning exercise routine will make your weight loss goals that much easier to achieve
To learn more on the weight watchers diet you read my full weight watchers review and see if this might be something that will work with your lifestyle.
Source: http://articlepdq.com/health-fitness/two-steps-to-weight-losswhat-you-can-do-now/
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Saturday, August 4, 2012
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Source: http://www.techreviewsworld.com/?p=77664
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Myanmar death row bombing convict pardoned: police
A man sentenced to death over a series of deadly bomb blasts in Myanmar's main city in 2010 was freed Friday after receiving a presidential pardon, a police official and his lawyer told AFP.
Phyo Wai Aung, who was sentenced in May in connection with the bombings in Yangon which killed ten people and wounded dozens more, was released from a public hospital where he was being treated for liver cancer.
"He was released this afternoon under the president's pardon," a senior police official told AFP on condition of anonymity.
The official said his health was not good, and added that UN human rights envoy Tomas Ojea Quintana had visited him in hospital as part of his wider trip to Myanmar.
Confirming the release, Phyo Wai Aung's lawyer said his client -- who was aged 33 at the time of his sentence -- was too ill to leave hospital.
"He cannot walk because of his severe liver cancer," Kyaw Hoe said, adding an appeal over his conviction is still set for August 14.
"We appealed... as he's not guilty and he didn't commit any crime."
The 2010 attack -- the worst in five years in Myanmar's main city -- came as thousands of people gathered for water-throwing festivities to mark the Buddhist New Year.
Police announced shortly afterwards they had arrested a suspect whom they said was a member of a militant exile group called "the Vigorous Burmese Student Warriors".
The Thailand-based Assistance Association for Political Prisoners (AAPP) has alleged that Phyo Wai Aung was tortured, denied his rights as a detainee and the right to a fair trial.
According to Amnesty International, no death row prisoner in Myanmar is known to have been executed since 1988.
After five decades under a repressive junta, Myanmar has announced a series of reforms since a controversial 2010 election brought the new government to power.
The government, which is led by President Thein Sein, has freed hundreds of political prisoners -- including 20 in an amnesty last month -- and has been rewarded with an easing of many sanctions by western governments.
Democracy champion Aung San Suu Kyi, herself freed from seven straight years of house arrest in 2010 and now an elected politician, has repeatedly called for all remaining political prisoners to be released.
Her party had put the number of political prisoners at 330 prior to last months's amnesty, although estimates on the exact number vary.
Source: http://news.yahoo.com/myanmar-death-row-bombing-convict-pardoned-police-183056603.html
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Obama, Romney see what they want in jobs report
President Barack Obama talks abut taxes, Friday, August 3, 2012, in Eisenhower Executive Office Building on the White House campus in Washington. (AP Photo/J. Scott Applewhite)
President Barack Obama talks abut taxes, Friday, August 3, 2012, in Eisenhower Executive Office Building on the White House campus in Washington. (AP Photo/J. Scott Applewhite)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks to reporters after he campaigned at McCandless Trucking in North Las Vegas, Nev., Friday, Aug. 3, 2012. (AP Photo/Charles Dharapak)
President Barack Obama talks abut taxes, Friday, August 3, 2012, in Eisenhower Executive Office Building on the White House campus in Washington. (AP Photo/J. Scott Applewhite)
President Barack Obama talks about taxes, Friday, Aug. 3, 2012, in the Old Executive Office building of the White House complex in Washington. (AP Photo/Pablo Martinez Monsivais)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney campaigns at McCandless Trucking in North Las Vegas, Nev., Friday, Aug. 3, 2012. (AP Photo/Charles Dharapak)
WASHINGTON (AP) ? Sputtering along, the economy on Friday offered some hope but no illuminating help to voters who are mired in a weak jobs recovery and flooded with familiar promises from President Barack Obama and Republican Mitt Romney. The new employment snapshot seemed too mixed and middling to jolt a consistently close race.
Three months shy of Election Day, the latest numbers showed monthly job creation was higher than expected ? but unemployment rose, too. That gave each candidate political room to see only what he wanted, and to stick with the fundamental economic argument that he thinks will win the White House.
"It's another hammer blow to the struggling middle-class families of America," Romney said of the pace of job growth, assailing Obama's record from a Las Vegas trucking business. At the White House, Obama surrounding himself with some of those families, playing up 29 straight months that private employers have added jobs.
"Those are our neighbors and families finding work," Obama said. "But, let's acknowledge, we've still got too many folks out there who are looking for work."
Fittingly, the two men spoke over each other on television, holding events at the same time.
The economy is stuck, long removed from the days of implosion but not growing enough to reduce unemployment or make people feel better. No signs of help are coming from a gridlocked president and Congress, or from the Federal Reserve, or from U.S. allies with their own problems as the world economy suffers.
That means the economy voters have now may be the one they get when it's time to pick a president.
The bright spot: Employers added 163,000 jobs in July, more than double that of June. Yet the politically important unemployment rate rose to 8.3 percent, a notch above June's 8.2 percent.
Only three such tone-setting jobs reports remain before the election ? one in September the day after Obama speaks at the Democratic National Convention, one in October shortly after the two men debate on the economy, and one in November a mere four days before the election.
Whatever the monthly ups and downs, the big picture shows that the largest economy in the world has yet to take off: The 151,000 jobs added on average each month this year is almost the same monthly average as last year.
No economic recovery since World War II has been weaker than the current rebound from the recession that ended in June 2009.
A status-quo economy means the campaign arguments and strategies are not changing, either.
Obama and Romney will keep punching it out in largely negative advertising and personal appearances in about eight states expected to determine the outcome. Much of the rest of America will be left to give money, volunteer or watch from the sidelines.
Obama's locked-in message is about asking the nation's richest people to pay higher taxes, extending tax cuts for the middle class, and promising long-run economic growth by putting public money into education, energy and research. He has seized on a report that concluded Romney's plan would raise middle-class taxes.
Meanwhile, Romney's aides have long believed only a dramatic uptick in the economy could hurt his chances and force a broad change in messaging.
So one month of stronger-than-expected job growth did nothing to alter Romney's case that "America can do better." Capitalizing on an Obama vulnerability ? public disapproval of the president's handling of the economy ? Romney portrays himself as the change agent with the business background for the demands of the day.
He is promising to create 12 million jobs over four years, a pace that would demand nearly 90,000 more jobs every month than were created in July. Yet he has offered few specifics to back up that ambitious projection, outlining a broad economic agenda of trade, energy, and lower taxes, spending and regulation.
Obama used the new numbers to fuel his own narrative of an American economy headed in the right direction.
"We knew when I started in this job that this was going to take some time," Obama said. "We haven't had to come back from an economic crisis this deep or this painful since the 1930s. But we also knew that if we were persistent, if we kept at it and kept working, that we'd gradually get to where we need to be."
The economy lost 8.7 million jobs in the recession and its aftermath. Since then, it has regained 3.9 million.
The size of the hole, the slow climb out of it, and the broken politics of Washington have left a lot of the country weary. Even in an election driven by the economy, one Associated Press-GfK poll found that 60 percent of people said whoever wins the election will have slim-to-no impact on employment.
Romney and Obama are going after roughly 10 percent of the electorate that remains undecided in the presidential race.
Neither side contends the public is truly engaged in the race yet; August vacations and the Olympics have steered plenty of attention elsewhere. Yet the last month of summer will be busy, with Romney's choice of a vice presidential candidate coming soon, and the political conventions falling on either side of Labor Day.
Romney traveled from Las Vegas to Sun Valley, Idaho, for a fundraiser Friday night. He picked up the endorsement of actor Clint Eastwood, who told The Associated Press outside the Sun Valley Resort that he was backing the Republican because "I think the country needs a boost."
Romney is set to campaign in Indiana on Saturday, before spending two days in private at his New Hampshire summer home. He is expected to campaign in Iowa and Ohio in the following days before starting a bus tour targeting Virginia, North Carolina and Florida.
Obama, who celebrates his 51st birthday on Saturday, will spend much of the weekend at the presidential retreat at Camp David, Md. He will raise money in Connecticut on Monday before launching into a stretch of campaign travel in Colorado and Iowa, with fundraising in his hometown of Chicago tucked in between.
__
Associated Press writers Steve Peoples in Reno, Nev., and Christopher S. Rugaber, Paul Wiseman, Julie Pace and David Espo in Washington contributed to this report.
__
Follow Ben Feller at http://twitter.com/BenFellerDC
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Friday, August 3, 2012
property management, leasing, rental - The Difference Between a ...
In dealing with a real property company, you must be well-informed of what you are looking for, a home or a house? This is actually a common mistake that real estate agents, companies, and writers commit when addresing the subject. And this is also one of the reasons why there are unsuccesssful purchase of real properties. So if you are planning to purchase a real property, you must first understand the difference between the two different words for you to be certain of what you are really interested with.
Try to understand this brief definition for home and house. Home is where you feel comfort, safe, protected, and warm while house is just a place where you park your car, stiffly eat your meals, sleep for some nights and gather up all your stuffs.
Psychologically speaking, buying a home uses your emotional capacity while buying a house considers your logical thinking. Thus, it is safe to say that you must first detemine your wants and needs for your logic and emotions to make you process your decision easier, and better know what property you want to buy. Usually, these two things raise conflict with the one looking for a real property because there are some instances that a person finds a house that appeals to his interest but cound not cater to his comfort.
In this decision-processing, no one can help you but you. The best thing to do is to consult yourself, analyze your wants and needs and write them down so you could break it down and finally come up with a wise decision.
For assistance, you can also consult some websites that offer their services for this matter. Visit these sites and look at the offers available for home and house buying. Look at each home or house and compare it with your checklist. Include in your checklist the price that you can afford not the one that you think you can afford.
Weigh all the things that you have written in your checklist, what weighs more is what you need and want more. Practice a good balancing so you culd come up with an informed and rational outcome. This will prevent you from failing with your home or house purchase and most importantly will prevent you from wasting your money.
The affordability of the real property is the most important aspect of this kind of purchase. It is not just about your emotion or reasoning but your financial capability as well. So to get over with the confusions in your mind, know yourself better and the difference between a home or a house. So what do you really want?
Jason Miskowic is a dedicated real estate agent in Minnesota. He aims to help home buyers find the best Homes MN for sale by offering MLS MN on his site that offers the latest listings in Minnesota.
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Uncovering Additional Opportunities to Serve Customers | Business ...
Good Customer Service: ?Is there anything else you want??
Once a customer?s reasons for calling have been satisfied, customer service representatives usually ask, ?Is there anything else I can help you with?? If the customer says no, the customer service rep concludes the call.
Better Customer Service: ?Is there anything else I can offer??
In most cases however, customers don?t know that there are additional products, services, or pieces of information that may be of use to them. That?s where top-notch service and support reps ask themselves, ?Is there anything else I can tell or give the customer that might be of benefit??
In order to do this successfully, service and support reps need to have a thorough knowledge of the products and services the company offers, and be able to make a connection between those that may be related. For example, let?s say you have an outdoor clothing company and a customer calls in ordering a red stocking cap from the recently mailed catalog. Since the catalog only contains a limited number of items, the customer wouldn?t know that there is a matching red scarf. The customer service rep would be doing the caller a service by letting him or her know about the scarf. Maybe the caller wants to buy it, maybe not. But this gives the customer service rep an opportunity to point out that more items are available on the website. Perhaps the caller will check the website next time and order online, saving a call into the contact center and, possibly, increasing the order value.
But offering additional service to customers doesn?t always mean upselling or cross-selling something. It?s answering the question above: ?Is there anything else I can tell or give the customer that might be of benefit?? Here?s a real-life example.
My friend, Nina, called a 1?800 hotline to get tax forms sent to her last February. She had already received the standard 1040 form, but needed to obtain a schedule to report her income from self-employment. The CSR exhibited terrific customer service skills?she asked for the necessary information, confirmed her understanding of Nina?s request, arranged to send the schedule out, and told Nina when it would arrive. But then this customer service rep went above and beyond. She asked Nina if she had received her State of California tax forms, and Nina realized she had not. So the employee arranged to send those forms to her as well.
It was a small measure?one quick question and an extra form or two to send. But to Nina, it meant a lot. She wouldn?t have the frustration of suddenly realizing that she didn?t have all the forms she needed, and wouldn?t have to call the hotline?a very busy one?again. The incident increased Nina?s appreciation of the organization?in this case, the federal government!
Are your customer service and support reps prepared to offer additional service? If not, hold a team meeting, play some customer calls and ask the attendees, ?Is there anything else you can tell or give the customer that might be of benefit?? If they come up with great ideas, congratulations! You have a well-trained team who has the customer as their primary focus. If they don?t have many ideas to share, you know that training will be required.
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How Important Is Touch In A Relationship? | - Black Love and Marriage
By Brett Smith
Have you ever held your partner?s hand and felt a tingling sensation through every cell in your body? Ever yearned for a hug from your partner, more than anything else in the world? Is it an essential part of relationships?
Humans thrive on touch. Research has shown that, for humans and animals, a lack of physical contact can lead to emotional disturbances, reduced sexual interest and even a weakened immune system.
Studies have shown that infants deprived of skin contact lose weight and can become ill.?Online?dating site?Partner4real.com has?found that touch was as important in some relationships as sex, conversation & commitment.
?Touch is as important as breathing,? explains researcher Tiffany Field. Without it, children do not grow and develop.
?Sensory deprivation makes people depressed and immune-compromised, and gives them emotional pain and physical damage,? she says.
We all crave our partner?s touch but it can be difficult for some men to admit they need it. From a young age, many boys are discouraged to go running to their mother for comfort when things get tough.
When they grow into men, they may then associate hugs with weakness, and may show a lack of affection to their partners. Humans not only thrive on touch, but relationships do too.
Some women in relationships complain that their partner only initiates physical contact as a precursor to sex. And yet many women crave physical intimacy so much that they sometimes agree to have sex simply to fulfil this desire for warmth and closeness.
But there is a lot to be said for touch for touch?s sake. Listen up men: try lightly brushing your partner?s arm or gently squeezing her hand as you walk past her. And if you fancy something a little more intimate, a 10 to 15 minute massage from your partner a few times a week can work wonders in relationships.
Source: http://www.blackloveandmarriage.com/2012/08/how-important-is-touch-in-a-relationship/
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Thursday, August 2, 2012
SC Social Security Disability Benefit Lawyers | articlereference.net
Up to 80 to 90 percent of claims for Social-Security disability benefits are initially denied. Should you be disabled and unable to work, you need a South Carolina disability lawyer that may help you obtain Social Security disability benefits.
Our South Carolina Social Security disability attorney is available to help you put together and send in an SSDI claim on your behalf free of charge.
What to expect: Hiring a Social Security disability attorney to help you prepare and submit your claim can reduce the likelihood that your claim for benefits will be denied due to human error, including an incomplete submission. Hiring a Sc Social Security Disability Benefits Lawyer can prevent your request from being denied on common SSA quirks.
Do You want a SC Social Security Disability Benefits Attorney?
Since most disability claims are initially rejected, by hiring an attorney when you first file your claim for benefits, you will know what to do and already have a team ready to manage your claim.
To start working with a Social Security Disability Benefits Lawyer, you?ll need to show that your medical problem is eligible for Social Security disability benefits.
Strom Law Firm, L.L.C., can help you in submitting a disability application if:
? you have been disabled for at least one year,
? your situation will probably prevent you from working for 1 year, or
? you have a terminal illness with documented substantial disability.
How To Proceed Once you Apply for Social Security Disability Benefits
You?re not done, you have just started. Unfortunately, when you submit your disability application to the Social Security Administration, your claim will probably require more attention.
The best way to help your claim will be to maintain your medical records (or have someone do this for you.). This is valid regardless of whether you?re working with a lawyer or handling the matter on your own.
One of the most frequent reasons why a claim for Social Security benefits is denied is the result of inadequate medical documentation of a disability. You need sufficient medical documentation to support the severity of your medical condition and/or disability.
It is very important that you continue to visit your doctor and keep up with his / her suggested treatment course. If hired, we will work with you to make sure that your condition is documented.
This may also be helpful to have records on a daily basis documenting:
? how your medical condition has kept you from performing your past work,
? any side effects related to your medication,
? how you feel on a daily basis, and
? how your medical condition and/or your medication affect your ability to take part in everyday activities such as walking, standing, sitting down, as well as any effects on your memory, concentration, or capability to interact with others.
In case you have questions about the Social Security Disability Benefits Process, Contact a Social Security Disability Benefits Attorney for a no cost consultation today.
The information you obtain at this web site is not, nor is it intended to be, legal advice. You should seek advice from an lawyer for advice regarding your individual case. This article is not intended to and doesn?t create an attorney-client relationship.
J.P.Strom, Jr. P.A. Strom Law Firm, LLC 2110 Beltline Boulevard Columbia, South Carolina 29204 (803) 252-4800
This is an example resource box. Where you can find more information about youranchorhere
Source: http://articlereference.net/health-fitness/sc-social-security-disability-benefit-lawyers-2.html
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Eight Olympians charged with 'throwing' badminton matches
The Olympic badminton tournament was thrown into chaos on Wednesday when eight women players were charged with trying to "throw" matches to secure an easier draw in the next round.
Four pairs in the women's doubles competition - one from China, one from Indonesia and two from South Korea - were booed off court by irate spectators at London's Wembley Arena on Tuesday.
The players in two matches had appeared to deliberately serve into the net to concede points, hit the shuttlecock out of play, or waste time.
They could be disciplined after the Badminton World Federation (BWF) charged them with "not using one's best efforts to win a match" and "conducting oneself in a manner that is clearly abusive or detrimental to the sport".
A hearing is due to take place Wednesday, although all four pairs are currently still included in the order of play for their quarter-finals scheduled in the evening.
The players were allegedly attempting to manipulate the final standings in the first-round group stage, with two pairs who had already qualified apparently wanting to lose to secure easier opponents in the next round.
A match between China's world champions Yu Yang and Wang Xiaoli and unseeded South Korean pair Jung Kyung and Kim Ha Na came under scrutiny after the Chinese lost a contest they would normally be expected to win.
With their defeat, Yu and Wang avoided playing another fellow Chinese pair who had finished second in another group, in the quarter-finals.
Yu said after the match: "We've already qualified, so why would we waste energy? It's not necessary to go out hard again when the knockout rounds are tomorrow."
China's Olympic delegation - already fighting off accusations of doping against teenage swimming sensation Ye Shiwen - has launched an investigation into the badminton allegations, state media said.
"The Chinese Olympic Committee... opposes any kind of behaviour to violate the sporting spirit and morality," a Chinese Olympic spokesman told Xinhua news agency.
A later match in which South Korean third seeds Ha Jung-Eun and Kim Min-Jung beat Indonesian pair Meiliana Jauhari and Greysia Polii is also being investigated by the governing body.
The scandal came after Michael Phelps swam into history on Tuesday, becoming the most decorated Olympian of all time after winning the 19th medal of his career.
Phelps anchored the US team to a resounding victory in the 4x200m freestyle relay to collec his first gold of the London Games and overtake the 18 medals amassed by Soviet gymnast Larisa Latynina.
A silver medal for Phelps behind Chad le Clos of South Africa in the 200m butterfly - an event that the American had dominated for more than a decade - had tied the record earlier in the evening.
Phelps, 27, paid tribute to his relay teammates for helping him into the record books.
"I thanked those guys for helping me get to this moment," he said. "I told those guys I wanted a big lead in the last leg and they gave it to me.
"I just wanted to hold on."
One of the men waiting to take over the mantle from Phelps as a multiple medal winner in the pool, 21-year-old Australia's James Magnussen, goes in search of a first Olympic swimming gold on Wednesday in the 100m freestyle.
Ye meanwhile is set to face fresh questions about her rapid rise after the 16-year-old Chinese girl won the 200m medley on Tuesday to collect her second gold of the Games.
Away from the pool, Tour de France winner Bradley Wiggins bids on Wednesday to become Britain's most successful Olympian when he goes in the individual time trial.
Wiggins starts as favourite for the 44km race around London's Hampton Court Palace after winning both long time trials on the Tour.
A medal of any colour would see Wiggins overtake the six won by rower Steve Redgrave.
While the US and China battle for supremacy at the top of the medals' table, the host nation is still waiting for its first gold medal.
Britain is hoping that rowers Helen Glover and Heather Stanning deliver it in early action in the women's pairs event.
Source: http://news.yahoo.com/tour-king-wiggins-goes-gold-034133075.html
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Wednesday, August 1, 2012
Physicist bends light waves on surfboards
ScienceDaily (July 31, 2012) ? A University of Exeter scientist is bringing together his passions for Physics and surfing with research that could inspire a host of new technologies. Dr Matt Lockyear is using foam from inside surfboards to make materials that can manipulate light.
Scientists across the globe are trying to develop materials that can refract light to create 'invisibility cloaks', which are of particular interest to the aerospace industry. 'Invisibility cloaking' means building properties into a material that allow the device to guide light waves around an object, making it invisible.
Dr Matt Lockyear grew up in Exeter and completed his undergraduate Physics degree at the University of Exeter as a mature student. He returned for his PhD after working as an engineering manager at BNFL Sellafield, and now works as a Research Fellow in the Electromagnetic and Acoustic Materials Group in Physics. His research focuses on metamaterials: materials that consist of specifically engineered 'pseudo-atoms' to provide bulk material or interface properties that are not found in nature.
For his work, Dr Lockyear needed to find a material that is uniformly dense, and in response to electromagnetic radiation, behaves in a similar way to air. He discovered that the foam inside his surfboards was ideal for his experiments. Luckily, his friend Tris Cokes owns the Redruth-based surfboard blank manufacturing company Homeblown. Tris was able to provide him with samples of the material, and then lent him the factory to test the loading of the foams with high refractive index powders.
Dr Lockyear has recently built what he describes as a 'surface wave black hole' using the surfboard foam. He has created a circle of material that has a radially graded index (the higher the index, the slower the light travels through the medium), and placed it on the surface of a metamaterial. The radiation propagating across the metamaterial is then refracted, spiraling inwards to an absorbing core. Dr Lockyear is now working on the surface wave invisibility cloak as a stepping stone to his current research project's ultimate goal, a free space 3D invisibility cloak.
Dr Matt Lockyear said: "I never thought I'd be able to combine my passion for physics with my love of surfing -- usually one competes with the other. But the foam inside the boards I've been riding for all these years has proved absolutely perfect for my research. I was having a discussion with a colleague regarding suitable materials for the project whilst looking at one of Tris's foam blanks propped up against the office wall, which I had been meaning to turn into a 6ft 10 single fin pintail. I am also very lucky to have an office opposite the theory guys who, quite literally, wrote the book on transformation optics."
The Electromagnetic and Acoustic Materials group undertakes pioneering studies with metamaterials and is developing new designs for radio frequency identification, anti-counterfeiting, and sound proofing technologies. The group's research is primarily built around the development and subsequent study of metallic surfaces with exceptional properties and a range of applications.
Dr Lockyear's interests including stealth materials, light-weight flexible ultra-thin radar absorbers, cloaking, beam steering, smart antennas, electronic tagging and frequency selective wallpaper, and of course surfing.
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Source: http://www.sciencedaily.com/releases/2012/07/120731202814.htm
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Mental disorders impair economic success in developed countries
![[ Back to EurekAlert! ]](http://www.eurekalert.org/images/back2e.gif){kind=small}
Public release date: 31-Jul-2012[ | E-mail |
Share ] Contact: Rhiannon Bugno
Biol.Psych@utsouthwestern.edu
214-648-0880
Elsevier
Reports new study in Biological Psychiatry
Philadelphia, PA, July 31, 2012 Mental disorders that emerge in childhood and adolescence, including attention-deficit disorder, depression, anxiety and substance abuse, constitute significant challenges to cognitive, emotional, and social development. As a result, it is perhaps not surprising that earnings and income are substantially reduced among people diagnosed with mental disorders.
Is the association between mental disorders and earnings a correlation, or is low income a consequence of a disorder? Are mental disorders universally associated with reduced economic/social class or does economic standing reflect a complex interplay of individual capacities and societal demands? Answers to these questions have been unclear until now.
A group of researchers used the World Health Organization World Mental Health Surveys to specifically examine the association between early-onset mental disorders and adult household income. These surveys collected information on income earnings, employment status, education, and demographics. In addition, interviews were conducted to diagnose 15 different mental disorders among participants.
Restricting the surveys to individuals aged 18 to 64 who were neither students nor retired, data was available from 37,741 respondents in 22 different countries. The countries were classified by their income level, with 11 high income, five upper-middle income, and six low/lower-middle income.
They found that early-onset mental disorders are associated with significantly reduced household income in high and upper-middle income countries but not low/lower-middle income countries. These associations were consistently stronger among women than men. These data make clear that the disability associated with mental disorders is more clearly evident in the most economically developed countries.
"These new data suggest that the increased demands of economically advanced societies 'unmask' functional deficits that are not evident when the same problems emerge in less developed societies," commented Dr. John Krystal, Editor of Biological Psychiatry. "These important data highlight the importance of understanding how adaptation breaks down in our society so that rehabilitative and pharmacologic strategies might be developed to help affected individuals adapt."
These results indicate that the capacity of disordered individuals to cope with the demands placed on citizens in economically advanced countries is compromised. This would suggest that policy makers should consider the societal effects of such reduced income when making health care and resource allocation decisions.
Dr. Norito Kawakami, Chair of the Department of Mental Health in the School of Public Health at the University of Tokyo, Japan, and the study's lead author, noted that "health policy makers often fail to appreciate the enormous human capital costs associated with untreated early-onset mental disorders."
"As a result," says Kawakami, "investments in early interventions for childhood-onset mental disorders are woefully inadequate."
Dr. Ronald Kessler, from Harvard Medical School and another of the study's authors, noted that "the amount of lost adult income associated with early-onset mental disorders is so great that the costs of implementing early interventions for these disorders would be more than paid back even if they led to only a small proportional decrease in this lost adult income."
###
The article is "Early-Life Mental Disorders and Adult Household Income in the World Mental Health Surveys" by Norito Kawakami, Emad Abdulrazaq Abdulghani, Jordi Alonso, Evelyn J. Bromet, Ronny Bruffaerts, Jos Miguel Caldas-de-Almeida, Wai Tat Chiu, Giovanni de Girolamo, Ron de Graaf, John Fayyad, Finola Ferry, Silvia Florescu, Oye Gureje, Chiyi Hu, Matthew D. Lakoma, William LeBlanc, Sing Lee, Daphna Levinson, Savita Malhotra, Herbert Matschinger, Maria Elena Medina-Mora, Yosikazu Nakamura, Mark A. Oakley Browne, Michail Okoliyski, Jose Posada-Villa, Nancy A. Sampson, Maria Carmen Viana, and Ronald C. Kessler (doi: 10.1016/j.biopsych.2012.03.009). The article appears in Biological Psychiatry, Volume 72, Issue 3 (August 1, 2012), published by Elsevier.
Notes for editors
Full text of the article is available to credentialed journalists upon request; contact Rhiannon Bugno at +1 214 648 0880 or Biol.Psych@utsouthwestern.edu. To schedule an interview, contact:
Ronald C. Kessler, Ph.D.
Harvard Medical School
Phone: +1 617 432 3587
Email: kessler@hcp.med.harvard.edu
Journalists wishing to obtain comment from additional, independent experts may contact:
David Satcher, M.D., Ph.D.
Morehouse School of Medicine
Phone: +1 404 752 8654
Email: dsatcher@msm.edu
Philip S. Wang, M.D., Dr.P.H.
National Institute of Mental Health
Phone: +1 301 443 3673
Email: Philip.WangNIMH@mail.nih.gov
The authors' affiliations, and disclosures of financial and conflicts of interests are available in the article.
John H. Krystal, M.D., is Chairman of the Department of Psychiatry at the Yale University School of Medicine and a research psychiatrist at the VA Connecticut Healthcare System. His disclosures of financial and conflicts of interests are available here.
About Biological Psychiatry
Biological Psychiatry is the official journal of the Society of Biological Psychiatry, whose purpose is to promote excellence in scientific research and education in fields that investigate the nature, causes, mechanisms and treatments of disorders of thought, emotion, or behavior. In accord with this mission, this peer-reviewed, rapid-publication, international journal publishes both basic and clinical contributions from all disciplines and research areas relevant to the pathophysiology and treatment of major psychiatric disorders.
The journal publishes novel results of original research which represent an important new lead or significant impact on the field, particularly those addressing genetic and environmental risk factors, neural circuitry and neurochemistry, and important new therapeutic approaches. Reviews and commentaries that focus on topics of current research and interest are also encouraged.
Biological Psychiatry is one of the most selective and highly cited journals in the field of psychiatric neuroscience. It is ranked 5th out of 129 Psychiatry titles and 16th out of 243 Neurosciences titles in the Journal Citations Reports published by Thomson Reuters. The 2011 Impact Factor score for Biological Psychiatry is 8.283.
About Elsevier
Elsevier is a world-leading provider of scientific, technical and medical information products and services. The company works in partnership with the global science and health communities to publish more than 2,000 journals, including The Lancet and Cell, and close to 20,000 book titles, including major reference works from Mosby and Saunders. Elsevier's online solutions include ScienceDirect, Scopus, Reaxys, ClinicalKey and Mosby's Nursing Suite, which enhance the productivity of science and health professionals, and the SciVal suite and MEDai's Pinpoint Review, which help research and health care institutions deliver better outcomes more cost-effectively.
A global business headquartered in Amsterdam, Elsevier employs 7,000 people worldwide. The company is part of Reed Elsevier Group PLC, a world-leading publisher and information provider, which is jointly owned by Reed Elsevier PLC and Reed Elsevier NV. The ticker symbols are REN (Euronext Amsterdam), REL (London Stock Exchange), RUK and ENL (New York Stock Exchange).
Media contact
Rhiannon Bugno
Editorial Office, Biological Psychiatry
+1 214 648 0880
biol.psych@utsouthwestern.edu
[ | E-mail | Share ] ?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Public release date: 31-Jul-2012[ | E-mail |
Share ] Contact: Rhiannon Bugno
Biol.Psych@utsouthwestern.edu
214-648-0880
Elsevier
Reports new study in Biological Psychiatry
Philadelphia, PA, July 31, 2012 Mental disorders that emerge in childhood and adolescence, including attention-deficit disorder, depression, anxiety and substance abuse, constitute significant challenges to cognitive, emotional, and social development. As a result, it is perhaps not surprising that earnings and income are substantially reduced among people diagnosed with mental disorders.
Is the association between mental disorders and earnings a correlation, or is low income a consequence of a disorder? Are mental disorders universally associated with reduced economic/social class or does economic standing reflect a complex interplay of individual capacities and societal demands? Answers to these questions have been unclear until now.
A group of researchers used the World Health Organization World Mental Health Surveys to specifically examine the association between early-onset mental disorders and adult household income. These surveys collected information on income earnings, employment status, education, and demographics. In addition, interviews were conducted to diagnose 15 different mental disorders among participants.
Restricting the surveys to individuals aged 18 to 64 who were neither students nor retired, data was available from 37,741 respondents in 22 different countries. The countries were classified by their income level, with 11 high income, five upper-middle income, and six low/lower-middle income.
They found that early-onset mental disorders are associated with significantly reduced household income in high and upper-middle income countries but not low/lower-middle income countries. These associations were consistently stronger among women than men. These data make clear that the disability associated with mental disorders is more clearly evident in the most economically developed countries.
"These new data suggest that the increased demands of economically advanced societies 'unmask' functional deficits that are not evident when the same problems emerge in less developed societies," commented Dr. John Krystal, Editor of Biological Psychiatry. "These important data highlight the importance of understanding how adaptation breaks down in our society so that rehabilitative and pharmacologic strategies might be developed to help affected individuals adapt."
These results indicate that the capacity of disordered individuals to cope with the demands placed on citizens in economically advanced countries is compromised. This would suggest that policy makers should consider the societal effects of such reduced income when making health care and resource allocation decisions.
Dr. Norito Kawakami, Chair of the Department of Mental Health in the School of Public Health at the University of Tokyo, Japan, and the study's lead author, noted that "health policy makers often fail to appreciate the enormous human capital costs associated with untreated early-onset mental disorders."
"As a result," says Kawakami, "investments in early interventions for childhood-onset mental disorders are woefully inadequate."
Dr. Ronald Kessler, from Harvard Medical School and another of the study's authors, noted that "the amount of lost adult income associated with early-onset mental disorders is so great that the costs of implementing early interventions for these disorders would be more than paid back even if they led to only a small proportional decrease in this lost adult income."
###
The article is "Early-Life Mental Disorders and Adult Household Income in the World Mental Health Surveys" by Norito Kawakami, Emad Abdulrazaq Abdulghani, Jordi Alonso, Evelyn J. Bromet, Ronny Bruffaerts, Jos Miguel Caldas-de-Almeida, Wai Tat Chiu, Giovanni de Girolamo, Ron de Graaf, John Fayyad, Finola Ferry, Silvia Florescu, Oye Gureje, Chiyi Hu, Matthew D. Lakoma, William LeBlanc, Sing Lee, Daphna Levinson, Savita Malhotra, Herbert Matschinger, Maria Elena Medina-Mora, Yosikazu Nakamura, Mark A. Oakley Browne, Michail Okoliyski, Jose Posada-Villa, Nancy A. Sampson, Maria Carmen Viana, and Ronald C. Kessler (doi: 10.1016/j.biopsych.2012.03.009). The article appears in Biological Psychiatry, Volume 72, Issue 3 (August 1, 2012), published by Elsevier.
Notes for editors
Full text of the article is available to credentialed journalists upon request; contact Rhiannon Bugno at +1 214 648 0880 or Biol.Psych@utsouthwestern.edu. To schedule an interview, contact:
Ronald C. Kessler, Ph.D.
Harvard Medical School
Phone: +1 617 432 3587
Email: kessler@hcp.med.harvard.edu
Journalists wishing to obtain comment from additional, independent experts may contact:
David Satcher, M.D., Ph.D.
Morehouse School of Medicine
Phone: +1 404 752 8654
Email: dsatcher@msm.edu
Philip S. Wang, M.D., Dr.P.H.
National Institute of Mental Health
Phone: +1 301 443 3673
Email: Philip.WangNIMH@mail.nih.gov
The authors' affiliations, and disclosures of financial and conflicts of interests are available in the article.
John H. Krystal, M.D., is Chairman of the Department of Psychiatry at the Yale University School of Medicine and a research psychiatrist at the VA Connecticut Healthcare System. His disclosures of financial and conflicts of interests are available here.
About Biological Psychiatry
Biological Psychiatry is the official journal of the Society of Biological Psychiatry, whose purpose is to promote excellence in scientific research and education in fields that investigate the nature, causes, mechanisms and treatments of disorders of thought, emotion, or behavior. In accord with this mission, this peer-reviewed, rapid-publication, international journal publishes both basic and clinical contributions from all disciplines and research areas relevant to the pathophysiology and treatment of major psychiatric disorders.
The journal publishes novel results of original research which represent an important new lead or significant impact on the field, particularly those addressing genetic and environmental risk factors, neural circuitry and neurochemistry, and important new therapeutic approaches. Reviews and commentaries that focus on topics of current research and interest are also encouraged.
Biological Psychiatry is one of the most selective and highly cited journals in the field of psychiatric neuroscience. It is ranked 5th out of 129 Psychiatry titles and 16th out of 243 Neurosciences titles in the Journal Citations Reports published by Thomson Reuters. The 2011 Impact Factor score for Biological Psychiatry is 8.283.
About Elsevier
Elsevier is a world-leading provider of scientific, technical and medical information products and services. The company works in partnership with the global science and health communities to publish more than 2,000 journals, including The Lancet and Cell, and close to 20,000 book titles, including major reference works from Mosby and Saunders. Elsevier's online solutions include ScienceDirect, Scopus, Reaxys, ClinicalKey and Mosby's Nursing Suite, which enhance the productivity of science and health professionals, and the SciVal suite and MEDai's Pinpoint Review, which help research and health care institutions deliver better outcomes more cost-effectively.
A global business headquartered in Amsterdam, Elsevier employs 7,000 people worldwide. The company is part of Reed Elsevier Group PLC, a world-leading publisher and information provider, which is jointly owned by Reed Elsevier PLC and Reed Elsevier NV. The ticker symbols are REN (Euronext Amsterdam), REL (London Stock Exchange), RUK and ENL (New York Stock Exchange).
Media contact
Rhiannon Bugno
Editorial Office, Biological Psychiatry
+1 214 648 0880
biol.psych@utsouthwestern.edu
[ | E-mail | Share ] ?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Source: http://www.eurekalert.org/pub_releases/2012-07/e-mdi073112.php
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Why You will need A Small business Entity | Arty Apt
When starting or expanding an enterprise, quite a few owners wonder if they should form an enterprise entity and, if that?s the case, which 1 they should use. There is a wide assortment of information and ?pitches? becoming made on the internet relating to the positive aspects of specific entities versus other individuals. After you cut by means of the flak, even so, the major reason for forming an organization entity is always to make protection from private liability arising from your company activities.
It can be nicely established that as much as eighty percent of organizations will fail in their first two years. Quite a few of those companies, and in all probability yours, carry a high amount of personal risk for their owners. When you will not be working with the right entity for the specific enterprise, you will be personally liable if the organization fails. Do you desire to expose your house, auto and other assets? How regarding the assets owned by your spouse or their paycheck from a frequent job? Deciding on the correct entity for your organization prevents such nightmares from occurring. Extra importantly, you?ll be able to sleep at night understanding that the worst thing that will come about is losing your investment in the enterprise, not your home.
Enterprise Structures
There are actually many company structure alternatives that exist inside the contemporary corporate globe. Following can be a short explanation of the most typical company structures.
Corporations
Corporations come in two fundamental types, a ?C? corporation and an ?S? corporation. There are actually a variety of differences, however the central one particular is often a tax issue. Briefly put, ?C? corporations are taxed on their revenues and you?re then taxed separately on any money you take out with the corporation. An ?S? corporation passes through all taxes for the shareholders with all the data being reported on your personal tax returns.
No matter the tax classification, a corporation is considered an independent entity from a legal standpoint. This independent status acts as a shield between the activities in the enterprise and your personal assets. As a practical instance, Kmart not too long ago filed bankruptcy. The individual shareholders were not essential to file bankruptcy and lost nothing far more than their investment in the stock on the company. Forming and employing a corporation for your company activities will have the same effect, to wit, your personal assets won?t be wiped out if the company fails.
Limited Liability Firm
A restricted liability corporation, or ?LLC? as it is far better recognized, was an extremely preferred entity choice in the early 1990s. LLCs are equivalent to corporations, but is often taxed as a partnership. In California, the LLC can have either 1 owner or two. Regardless of the quantity, these owners carry the legal title of ?member. The LLC delivers a shield for the individual assets just like a corporation.
Partnerships
In my opinion, it?s much better to have died a tiny child then be in a partnership. Sadly, a lot of business owners form partnerships and don?t even know it. This occurs when they go into company with another individual. If no company entity is formed, the law considers the small business to become a partnership and treats it accordingly.
Partnerships are harmful for one main cause: a partnership does not supply any protection from liability and, in quite a few methods, invites individual liability. Under well-established law, most partnerships are classified as ?general?. This simply signifies that each of the partners are contributing to the administration and operating of the partnership organization. This classification can have grisly results.
Inside a common partnership, every partner is jointly liable for the debts of any other partner arising from the enterprise. For instance, you as well as your partner visit a business enterprise dinner using a client. Your partner features a drink then a handful of more. They then get into an accident on the way residence. Every of your partners is liable for the damages claimed by the injured people today. That means YOU! Even when you were not inside the car, didn?t rent the car or truck, never saw the vehicle and don?t drink!
Partnerships are a recipe for disaster. Keep away from them whenever attainable.
Restricted Partnerships
Restricted Partnerships ["LP"] are possibly essentially the most misunderstood company entity. A limited partnership is similar to a common partnership, but enables quite a few the partners to limit their liability by becoming restricted partners. It truly is critical to note that these restricted partners are restricted to simply producing a capital [cash, content material, equipment] contribution towards the partnership. They can not be involved in actively operating the organization. If they may be, they lose any protection from partnership debts. Quite a few restricted partnerships end disastrously. In the event you are married for the idea of pursuing a limited partnership, it?s essential to do so in combination with corporations. That certain technique is nicely beyond the scope of this short article, but really feel no cost to make contact with me for those who wish to pursue a restricted partnership.
Company owners need to protect themselves by forming entities for their company activities. The real problem is identifying the structure which is ideal for your particular scenario.
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Source: http://artyapt.com/blog/why-you-will-need-a-small-business-entity/
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